Hi All,

I got in touch with the people who did this. It is called Member Pass. Moderately successful with 20 credit unions and many millions of members. More details on how it works. 

Reading the info, looks like they may set up the account in a member branch, using a specific app based wallet to hold the credential, which can then be used in person or online (and I might think in the metaverse scenario too). 

Say what you will about decentralized identity, but this is working and has been in production for years.

Cheers,

-Heather

On Tue, Nov 21, 2023 at 9:22 AM Sean Lanzner <seanlanzner@gmail.com> wrote:
Bad in, bad out is certainly a useful way to frame it. As Pieter says, the challenge with the VCs is multifold;

- is the ID legitimate? Tons of good fakes, especially in the US
- is the person in the selfie being compared to the ID a real live individual?
- how to continuously authenticate the owner of the VC held within a device or wallet is the same one who enrolled?

On Tue, Nov 21, 2023 at 10:09 Pieter VanIperen <pieterwvaniperen@gmail.com> wrote:
This is not unlike other methods that have been designed. The problem here is at the initiation of linking the crypto assurance with the Identity. It's a garbage in garbage out problem. If the wallet is setup with a deep fake and a faked doc which matches each other,  the assurance is now attached to the deep fake. So what assures the identity is authentic at initiation.

On Tue, Nov 21, 2023, 10:01 heather vescent <puissant@heathervescent.com> wrote:
Jim,

It's not so complicated. I know Darrell O'Donnell and some Canadian banks were doing something like this for call centers in the early SSI days (like 4+ years ago). Seems doable with a wallet that holds VCs and interfaces with existing communications methods. Imagine if Signal App added a VC wallet. It's not unlike verifying your identity on LinkedIn.

I'd have to dig in more than the 5 minutes I spent this morning to vet the level of reality.

-Heather

On Tue, Nov 21, 2023 at 7:48 AM jim pasquale <jimpasquale@gmail.com> wrote:
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