.. but there was one I kind of wanted to get out there early. CSPs SHOULD collect core attributes, but SHALL validate them with authoritative or credible sources, which seems to point to some perverse incentives. But more critically, looking at the definitions of authoritative and credible sources; am I mistaken, but is AAMVA the ONLY accessible authoritative source? And does linking “regulatory oversight” to the credible sources severely limit it to the big 3 credit bureaus and maybe a few more? (did MNO aggregators just drop out?) jimmy 2.4.2.4. Validation Sources The CSP SHALL use authoritative or credible sources that meet the following criteria. 760 An authoritative source is the issuing source of identity evidence or attributes, or has 761 direct access to the information maintained by issuing sources, such as state DMVs for 762 driver’s license data and the Social Security Administration for Social Security Cards 763 and Social Security Numbers. An authoritative source may also be one that provides or 764 enables direct access to issuing sources of evidence or attributes, such as the American 765 Association of Motor Vehicle Administrators’ Driver’s License Data Verification (DLDV) 766 Service. 767 A credible source is an entity that can provide or validate the accuracy of identity 768 evidence and attribute information. In addition to being subject to regulatory oversight 769 (such as the Fair Credit Reporting Act (FCRA)), a credible source has access to attribute 770 information that can be traced to an authoritative source, or maintains identity attribute 771 information obtained from multiple sources that is correlated for accuracy, consistency, 772 and currency. Examples of credible sources are credit bureaus that are subject to the 773 FCRA. 774 13