Policy - Policy here means digital representations of policy that apply to wallet - The wallet provider can create a default policy that the holder can modify - The holder can set conditions for what to display during consent process - The issuer can set policy that is a part of the credential - In that case the issuer can limit the wallets it provision with credentials to honor policy - The contract between the user and the verifier with request and consent - Could be considered to be a statement of policy that the verifier will honor ..tom