Agreed.  PSD2 and GDPR both require P2P data model.  Mentioned here in conversation with Eve. https://commonaccord.wordpress.com/2017/04/09/prose-objects-for-enterprise/.

A P2P, smart contract and prose object data model for finance could look something like:
http://www.commonaccord.org/index.php?action=doc&file=bqc/fr/bnpp/a5we/Account/Check/00001/06-Accept.md   

On Sat, Apr 29, 2017 at 5:38 PM, Adrian Gropper <agropper@healthurl.com> wrote:
https://www.evry.com/en/news/articles/psd2-the-directive-that-will-change-banking-as-we-know-it/



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Adrian Gropper MD

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